Terms and Conditions of Sales

Terms and Conditions of Sale



HARVEST CREDIT MANAGEMENT, S.L. (hereinafter THE COMPANY) welcomes you and invites you to carefully read the General Conditions of Use of this Website that describe the terms and conditions that will be applicable to your browsing, in accordance with the provisions of Spanish regulations of application. Since www.hcmcollect.com could modify these Terms of Use in the future, we recommend that you visit them periodically to be duly informed of the changes made.

Through the Website, THE COMPANY provides information and offers the possibility of paying the amounts owed to its clients. Due to the content and purpose of the Website, people who want to benefit from its services must have the status of “user”, which is acquired by completing the “pay here” section where you will be asked for your name and the reference provided by THE COMPANY communicated by email or by phone. Acceptance of this payment implies adherence to the Terms of Use of the version published at the time the Website is accessed.

In any case, there are pages of the Website accessible to individuals or legal entities that do not register or initiate a product purchase (hereinafter, “Users”). In this sense, Users who access these parts of the Website agree to be subject to the terms and conditions set forth in these General Conditions, to the extent that this may be applicable to them.

THE COMPANY wants to let its Clients and Users know that it is aimed exclusively at an audience over 18 years of age.

CONTACT: For any type of doubt, query or suggestion, you can send us your comments by email to: dpo@hcmcollect.com


Payments can be made through the use of a bank card. In any of the cases, once the payment has been made, our system will delete the data entered.

Once the company has verified that the payment has been made, your data will be deleted. Likewise, your contact details will be saved in order to verify that said payment has been made against possible subsequent claims.


HARVEST CREDIT MANAGEMENT, S.L. undertakes to treat the data confidentially and for the sole purpose of managing and formalizing the reservation of goods requested by the User and processing the corresponding order; including the commercial promotion of the services it provides. Understanding that the formalization of the order, as well as the acceptance of the General Conditions of the contract (See Legal Notice), imply the consent to carry out said treatment.

The contracting of the services offered by HARVEST CREDIT MANAGEMENT, S.L. On this page, it is carried out in a secure environment through the implementation of an SSL (Secure Sockets Layers) data encryption system that guarantees the protection of communications via the Internet with it. The Client / User can verify that they are in a safe operating environment by observing the closed padlock at the bottom of their screen.

The User agrees to make lawful and appropriate use of this Website as well as the services provided by the company in accordance with this Legal Notice and not to carry out activities contrary to the laws, morals, public order and in general, to make good use of these conditions.

HARVEST CREDIT MANAGEMENT, SL reserves, in the event that it carries out any activity contrary to the laws, the right to cancel the payments of any User or deny access to the Website, without prior notice, and to exercise the legal actions it deems timely.

In the same way, the company guarantees that the server where personal data is stored and processed has the necessary technical and organizational security measures to avoid, as far as possible, alteration, loss and / or access unauthorized to the aforementioned personal data.


There is no possibility of refunding the amount paid, since the payment made corresponds to a previously contracted service.

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